VISA Debit

Important Notice:

Fiat24 will soon offer a free upgrade for current VISA EUR debit card users to the new multi-currency MasterCard debit card. As the new principal issuer for MasterCard, we’re excited to provide you with enhanced services and better rates.

For new users registered after 31.01.2025

You will only receive a MasterCard Debit only.

For European users registered before 31.01.2025

For a period of time, you’ll have access to both the VISA and the new multi-currency MasterCard. However, please note that all VISA EUR debit cards will be terminated on March 31, 2025. To ensure a smoother payment experience, we recommend switching to your new MasterCard as early as possible.

Introduction

The Fiat24 VISA Debit card that you can top up through the Fiat24 dApp. The card is issued to you in EUR only. Fiat24 Debit Card is used to pay for goods and services and with 20+ millions merchants who accept VISA credit or debit cards.

We support Apple Pay, Google Pay, Samsung Pay and most other digital wallet.

The Fiat24 Debit Card is a virtual card only without PIN.

Eligibility

Fiat24 verified user living in EEA and Switzerland are eligible for the VISA Debit Card, without any extra application process.

The VISA Debit Card is available to Fiat24 individual clients living in the following countries: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Activating Card

In the Fiat24 dApp, you will find the card icon from side bar.

1

Minimal Balance Required

You must have a minimal balance of 10 EUR to activate the card.

2

Activate the Card

Click the Activate button and you will need to approve the spending. After approval, the card will be available to use in a few seconds.

Spending Limits

Our cards come in three tiers: Standard, Premium, and Ultimate, catering to different customer needs. The most common choice is the Standard card.

The card tier will be upgraded when the user upgrade their NFT to a higher level.

Restricted Transactions

Your payment will be rejected, when the card is used in:

  • Money Transfer business

  • Quasi Cash / Customer Financial Institution

  • Security Broker/Dealer

  • Gambling, Lottery or Casino

  • Charity Organisation

  • Civic, Social, and Fraternal Association

  • Political Organisation

  • Religious Organisation

One-time Password (OTP) per SMS

During the online purchase, the cardholder may be asked to provide a one-time password (OTP) sent to their SMS, which is registered with their Fiat24 account.

This process is called 3-D Secure (3DS) , which is designed to be an additional security layer for online transactions. The Payments Services Directive (PSD2) regulations stipulate that merchants must be compliant with the Strong Customer Authentication (SCA) procedures from 1st January 2021.

Card Renew

All MasterCard card is valid for 3 years. Your card will automatically be renewed under the same terms. However, if your card has not been used in the 6 months before its' expiration, your card will not be renewed.

Protect your card

When your card is blocked

Your card can sometimes get blocked if the system detects some unusual or suspicious activity or if there is another issue that requires your attention. Please check your dApp to see if you card has been blocked, and you can unblock the card.

When your card is stolen

All Fiat24 Cards are virtual cards, so the card itself cannot be stolen. However, if your private key, which holds your Fiat24 NFT, is stolen, your card is very possibly at risk of being misused. You should then transfer your money and Fiat24 NFT into a different secured blockchain address as soon as possible.

What you suspect your card has been compromised

If you suspect your Fiat24 Card has been compromised in any way, please disable (or lock) your card through the Fiat24 dApp immediately.

Each block or un-block action will lock the action for 24 hours, you could change the status in the next day.

Card Terms and Conditions are available here.

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