Digital Identity
Use NFT to access your money, payments and debit card

In order to become a client of Fiat24, you must own a “Fiat24” NFT (ERC721 compatible token) in your Arbitrum (Ethereum) wallet. Each NFT has an unique number that represents your Fiat24 account number. The NFT is the access key to your Fiat24 account.
We offer two types of account NFT, Individual and Business.
Individual Account
Business Account
Individual Account is made for personal clients, with it you can:
- Access a multi-currency cash account
- Swiss IBAN number (coming in Q3/2023)
- A VISA Debit Card
- Perform peer to peer transfers
- Do crypto top-ups
- Do currency exchanges
- Do cash top ups via bank wire
- Do cash withdrawals via bank wire
With a 30 day transactional volume limit from 100'000 CHF (or 110'000 USD).

Accounts starting with an eight are business accounts for corporates. With our Business account, you can:
- Access a multi-currency cash account
- Swiss IBAN number (coming in Q3/2023)
- Perform peer to peer transfers
- Do crypto top-ups
- Do currency exchanges
- Do cash top ups via bank wire
- Do cash withdrawals via bank wire
With a 30 day transactional volume limit from 100'000 CHF (or 110'000 USD).
A business account can only be opened manually by client services ([email protected]).
In short, Fiat24 NFT is your login crendential to your account.
Fiat24 NFTs are a new type of identifier used to create self-owned digital identities for Fiat24 users. They are designed to be globally unique and persistent, meaning that they can be used to establish service relationships between the users and us as a financial institution.
A Fiat24 NFT combines the concepts of user's identity and NFTs to create a new type of digital asset that represents the access credential. In other words, a Fiat24 NFT is an NFT that is associated with an user ID, and represents ownership or proof of authenticity of that ID.
As a Swiss regulated Fintech, we verity client's identity before our services can be activated. All client's identity and risk data are verified and stored centrally inside our premise, not exposed to the blockchain network. The Swiss regulatory framework gives clients unbeatable trust to us as their data keeper.
As a part of web3 economy, the Fiat24 NFT can be used by 3rd party web3 applications. The status of the NFT indicates the healthness of the user behind, without disclosing the privacy of the user.

NFT as your account
The NFT can be acquired for free directly from our homepage. You can use the random generator embedded in our homepage to generate a free NFT number at random, which you can get without having to pay the gas fee.
You cannot pick the NFT number manually if you are using this option, but you can generate as many numbers as you want before picking one.
If you connect your wallet with Fiat24 https://app.fiat24.com for the first time, you will be guided to choose a free number.
All account (NFT) numbers with 5 digits are available at no extra cost, but you must own at least 0.10 USD equivalent value of Ether to pay the gas fee in order to acquire/mine the NFT on the network.
The account number is the ID of the NFT, which is a one to five-digit number, such as #253 or #31586. Usually the shorter the number, the more valuable it is. All numbers with more than five digits (except those starting with an eight or nine) are available for free in our store, and anyone can acquire them.
However, one- to four-digit account numbers are only available through buying a land plot in our Metaverse, or if the user has a sufficient number of our F24 loyalty tokens already in their wallet.
Usually our users sell some scarce and unique numbers, we have our own shop on OpenSea, you can directly use ETH(Ether) to buy.
Last modified 11d ago