# Welcome

Fiat24 is your global payment app.

Using the Arbitrum (Ethereum Layer 2) network, Fiat24 lets you transfer money instantly, unlocking new ways to pay, get paid and convert your money. No need to download any app, Fiat24 is an decentralised app (dApp) and can be accessed in any browser or your favorite crypto wallet.

### Product Offering

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Web3 Identity</strong></td><td>A NFT in your wallet as the access key to the banking world.</td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2FN0LCZPvepVXYs1BQ8fmY%2Fidentity.png?alt=media&#x26;token=c37e6d8d-9652-4c56-9542-1ce3ab0503cc">identity.png</a></td><td><a href="https://app.gitbook.com/s/AESj9td4f1kX1mQP0tOZ/">Digital Identity</a></td></tr><tr><td><strong>Swiss IBAN</strong></td><td><p>Connect the banking network to the blockchain</p><p></p></td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2Fz4S9whrUMgOyXczGMbTU%2Fiban.png?alt=media&#x26;token=39c46368-07eb-43d2-b074-4405c42d4f72">iban.png</a></td><td><a href="https://app.gitbook.com/s/AESj9td4f1kX1mQP0tOZ/swiss-iban">Swiss IBAN</a></td></tr><tr><td><strong>Debit Card</strong></td><td>A versatile multi-currency debit card, customised for daily spending</td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2FAW37jRGpw83QcejgzCWT%2Fdebitcard.png?alt=media&#x26;token=52daea2a-3ea2-4b7d-90cc-786f9425f70e">debitcard.png</a></td><td><a href="https://app.gitbook.com/s/AESj9td4f1kX1mQP0tOZ/mastercard-debit">MasterCard Debit</a></td></tr></tbody></table>

### Account Types

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Individual Account</strong></td><td>The ideal solution for everyday payments and spending.</td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2FhzICPnA3YQnmxUPPncAM%2Findividual.png?alt=media&#x26;token=fbf92c45-1d4a-4e4b-b138-4eacf1f9ce4e">individual.png</a></td><td><a href="account-types/individual-account">individual-account</a></td></tr><tr><td><strong>Business Account</strong></td><td>Web3 payment solutions for agile small businesses.</td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2F3oYJFJGe9xFCQQFkJMd0%2Fteam.png?alt=media&#x26;token=ef249dd5-2b49-4e2d-bae9-b0bbe61456b8">team.png</a></td><td><a href="account-types/business-account">business-account</a></td></tr><tr><td><strong>Capital Payment Account</strong></td><td>Effortless capital raising solution for Swiss entities.</td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2F3oYJFJGe9xFCQQFkJMd0%2Fteam.png?alt=media&#x26;token=ef249dd5-2b49-4e2d-bae9-b0bbe61456b8">team.png</a></td><td><a href="account-types/capital-payment-account">capital-payment-account</a></td></tr></tbody></table>

### Payment

<table data-view="cards"><thead><tr><th></th><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Cash Deposit</strong></td><td>Guidelines for secure and compliant deposits.</td><td></td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2F72JCKqSPWMFP95aVnVrv%2Fdeposit.png?alt=media&#x26;token=7b78ea9a-d8ef-4f0d-9b21-2d78ca14cc9c">deposit.png</a></td><td><a href="payments/cash-deposit">cash-deposit</a></td></tr><tr><td><strong>Cash Payout</strong></td><td>Essential rules for smooth and secure payouts.</td><td></td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2FUAGDNMhUWfX0KTtgRMXR%2Fpayout.png?alt=media&#x26;token=79c62514-6098-4f86-9052-1f9e0ecf4550">payout.png</a></td><td><a href="payments/cash-payout">cash-payout</a></td></tr><tr><td><strong>Debit Card</strong></td><td>Important guidelines for using our debit card.</td><td></td><td><a href="https://64453607-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FPDO9oyL1T7Ax0XuRzWO4%2Fuploads%2FFDmuEtEziFepobg0pSJH%2Fcard.png?alt=media&#x26;token=fac21483-20c2-4a4f-8b93-c6af5f9dae4b">card.png</a></td><td><a href="payments/mastercard-debit">mastercard-debit</a></td></tr></tbody></table>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.fiat24.com/user/readme.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.