# Legal Terms

## Legal Terms

- [Terms and Conditions - Fiat24 users and clients](https://docs.fiat24.com/legal/terms-and-conditions-fiat24-users-and-clients.md): Effective from: 21 April 2026
- [Privacy Policy](https://docs.fiat24.com/legal/privacy-policy.md): Effective from: 14 February 2023
- [Cookie Policy](https://docs.fiat24.com/legal/cookie-policy.md): Effective from: 25 Aug 2021
- [Payment Card Terms and Conditions](https://docs.fiat24.com/legal/payment-card-terms-and-conditions.md)